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Capped Rate Mortgages

With a Capped Rate Mortgage, the interest rate can go up and down in line with movements in the lender’s Standard Variable Rate, but cannot go above a set upper limit, known as the “cap” or “ceiling”. 


This type of mortgage can also have a set lower limit, known as the “floor” or “collar”. For these types of mortgages, the interest rate can move between these limits but cannot fall below the collar or go above the cap.  


Note that this product may carry an early redemption charge.



IMPORTANT NOTE: Your home may be repossessed if you do not keep up repayments on your mortgage.



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Premier Choice Mortgages is a trading style of The ER Network Ltd which is an appointed representative of Intrinsic Financial Planning Limited and Intrinsic Mortgages Planning Limited which are authorised and regulated by the Financial Conduct Authority. The ER Network Ltd are a limited company registered in Scotland. Company Registration number: SC292243. Registered Office: Suite 4.2 Station House 34 St. Enoch Square, Glasgow, G1 4DF.


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